Mar 7, 2024 | Home Buying Process, Homeownership
Non-QM loans are designed to cater to borrowers who may not meet all the criteria of a Qualified Mortgage (QM) but can still repay the loan. They offer more flexible lending options and are often used for borrowers with unique financial situations or complex income...
Mar 7, 2024 | Home Buying Process, Homeownership
When you’re buying a home, it’s important to factor in closing costs. These are the fees paid to various parties involved in closing your real estate transaction. This includes your lender, title company, and appraiser. Another expense in closing on your home is...
Mar 7, 2024 | Home Buying Process, Homeownership
Your credit score is a driving force when it comes to what mortgage program you may be eligible for, what your interest rate will be and other important factors. Many people believe that they can’t get a home due to their credit score and put off talking to a lender....
Mar 7, 2024 | Home Buying Process, Homeownership
Navigating the mortgage world can feel overwhelming, especially with terms like “pre-qualified” and “pre-approved” getting thrown around. While they sound similar, understanding the difference is crucial for your homebuying journey....
Feb 8, 2024 | Mortgage Specialist
Licensed In Florida Andy Wright SENIOR MORTGAGE BANKER Andy Wright NMLS 112439 | Vancouver C: 360.903.0807O: 360.566.6888andyw@go-summit.com I have lived in Vancouver Washington since I was a young child and value the Pacific Northwest and ALL it has to offer. I have...