Summit Mortgage Corporation
We're experts at matching you with the financing that best fits your needs.
LEARN MORE ABOUT
THE HOME LOAN PROCESS
step one: application
Start the process by choosing to apply online, over the phone with one of
our Senior Mortgage Bankers or stop by in person. We’d love to see you!
Together, we evaluate your situation to find the most beneficial solution.
step two: processing
The processing step of the home loan application
process involves gathering the required information
in order to help you obtain your specific loan.
step three: underwriting
Next, we underwrite your loan. During this step, our
underwriting professionals will carefully go through
each document submitted and verify the information.
step four: funding
We then schedule the signing of your loan documents.
During the closing, you will sign the final loan documents
and the funding will typically occur in 24 to 72 hours.
step five: celebrate!
The final and most important step is to
celebrate! Whatever your goal, we celebrate
the fact that we reached it together!
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Featured
Blog Posts
Say Goodbye To Student Loan Debt With A Cash-Out Refi
If you have student loan debt, its important to start planning now for how you will resume payments. An option to keep in mind is the Student Loan Cash-Out Refinance option. This type of mortgage refinance allows homeowners to use their home equity...
How DSCR Loans Open Doors To Real Estate Financing
Non-QM loans are designed to cater to borrowers who may not meet all the criteria of a Qualified Mortgage (QM) but can still repay the loan. They offer more flexible lending options and are often used for borrowers with unique financial situations...
Prepaids Closing Costs: All You Need To Know
When you're buying a home, it’s important to factor in closing costs. These are the fees paid to various parties involved in closing your real estate transaction. This includes your lender, title company, and appraiser. Another expense in closing...
LEARN MORE ABOUT
RENTING VS. BUYING
start the conversation
Find out what you can afford before you start house hunting. Chat with a Senior Mortgage Banker today – no obligation.
Why Local?
Home Loans in Oregon, Washington, California, Idaho, Florida, and South Dakota
As a local mortgage company, we have the advantage of an extensive knowledge of the home loan options available in Oregon, Washington, California, Idaho, Florida, and South Dakota. And with over 20 years of experience in the Northwest lending industry, we’ve been able to help thousands of borrowers achieve their homeownership goals, while providing unmatched customer service. Whatever your financial goals or history, we look forward to being your partner throughout the entire loan process and beyond.
Apply now to get started!
explore options
Home loans are not one-size-fits-all.
Summit Mortgage Corporation offers a
variety of loan options to fit your needs.
Learn More >
why local?
We have extensive knowledge of the home loan options available in Oregon, Washington, California, and Idaho.
Apply Today >
get started
Would you rather speak with a Senior Mortgage Banker to get started? Call today to start the conversation.