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Are you looking to lower your current interest rate or monthly payment? Consolidate your debt?

Refinancing may be the right solution.

With mortgage rates still so low, millions of homeowners have decided to refinance. Refinancing your home loan is all about the bottom line: What will it cost? and Will it make financial sense for you?

When you refinance, you are essentially applying for a new loan and paying off the old loan by obtaining a new one. Just as when you apply for a new loan, we’ll need documentation and key information in order to help you qualify for refinancing.

Knowing when and how to refinance is a much more difficult decision than deciding you want a lower monthly payment. 
We can help lay out your options so you know whether a refinance is right for you. We leverage our full range of resources to maximize your return. We’ll help you learn what steps you should take to prepare for your refinance, and how to choose the right product and term.

Benefits of Refinancing*

  • Take advantage of lower mortgage rates.
  • Lower your monthly payment or consolidate your debt.
  • Shorten the term of your loan.
  • Switch to a new or different loan product.
  • Withdraw equity on your home in the form of a cash-back refinance.

Refinancing with HARP

Some homeowners may be eligible to refinance through the Home Affordable Refinance Program (HARP). This program is designed specifically for borrowers, with home loans through Fannie Mae or Freddie Mac, who have little or no equity in their home. The deadline for HARP has been extended through December 31, 2018. Click Here to learn more and find out if you’re eligible.


Apply to Refinance Today!

At Summit Mortgage Corporation, we want to make sure that our clients always have the best mortgage products for their financial circumstances – even as their situations change. Contact us today and we’ll help you assess your options and find out if refinancing makes sense as a next step for you.

Refinance Today!


NOTE: *Ability to take advantage of refinancing benefits is subject to borrower’s unique credit history and financial situation.